As featured in The Wall Street Journal, Money Magazine, and more!

Citi mtvU Platinum Select Visa Card for College Students Review

by Luke Landes

The offer you are interested in has expired. Read our Citi Card reviews.

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6% Real Estate Commission

by Luke Landes

When selling a house with the help of a real estate agent, that 6 percent real estate commission can eat into any profit the seller might receive from the sale. In today’s depressed real estate market, that fee could even result in an overall loss. Even with the funny accounting used when people sell their […]

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Continental Airlines OnePass Plus Card Review

by Luke Landes

The offer you are interested in has expired. Read our review of the best airline miles credit cards .

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Pay Down Debt or Build an Emergency Fund?

by Luke Landes

Although I’m not a financial professional and I don’t normally give advice, I’m relatively comfortable offering some opinions when it comes to strategy. A reader presented this question to me recently. I’m open to answering questions as long as the answers don’t involve giving stock picks or legal advice. My wife and I recently moved […]

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Aurora Bank Review

by Luke Landes

In my neverending quest to find more options for banking in today’s environment of low-yield high-yield savings and money market accounts, I’ve come across Aurora Bank. I don’t move money around from one account to another to chase high rates, but until I get around to simplifying my banking options, I tend to open accounts […]

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What Happens If The Debt Ceiling Isn’t Raised?

by Luke Landes

Democrats and Republicans in Congress, not to mention the President, are battling over what to do about the debt ceiling, an arbitrary limit of government borrowing set by Congress. The government borrows money from investors in order to pay its expenses, like salaries and Social Security, and if the government is unable to borrow, eventually […]

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How to Break Free From the Unemployment Trap

by Luke Landes

As we may be currently living in a buyer’s market in real estate, it’s also a buyer’s market in employment. With employers cutting back due to the economy over the past few years, companies are surviving with fewer employees. For any open positions, employers have the luxury of being very picky about who they hire. […]

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Prince William and Kate Middleton Get $300 Refund

by Luke Landes
Prince William and Kate Middleton

I’m no stranger to malfunctioning entertainment equipment on airplanes. Most of my flights are five-hour-long trips across country, and though I’d like to use that time to read or write, I’m usually not motivated to focus much in the confined space. I find myself preferring to listen to music or watch television when it’s available. […]

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Write a Guest Post for shizennougyou

by Luke Landes

I am not currently accepting guest articles. Out of the hundreds of emails I receive every day, many requests I receive are from writers who would like to contribute to shizennougyou in some form, such as a blog guest post. Many bloggers, particularly those whose websites are popular, can attest to receiving similar requests. […]

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Gradual Frugality: Finding Enjoyment in Saving Money

by Leo Babauta

This is a guest article by Leo Babauta, originally published on shizennougyou on April 3, 2007. Leo, the author of Zen To Done: The Ultimate Simple Productivity System writes about achieving goals, creating habits, productivity, personal finances, frugality and more at his blog, Zen Habits. On Zen Habits, I detailed some of the things […]

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