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Saving

It’s Not What You Make, It’s What You Spend. Whaa?

by Luke Landes

A little tidbit gurus like to throw around is the first part of the phrase in the title of this entry. The second part is the sound Seth Green uttered as the voice of the character Chris Griffin in the new episode of Family Guy that was on earlier tonight. “It’s not what you make, […]

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Emergency Funds, Doing Okay?

by Luke Landes

We hear all the time how Americans are not saving enough for emergencies. The “Emergency Fund” is heralded as the first step in getting a sound financial footing, before thoughts about investing in stocks or making large purchases enter the brain. The idea of putting aside cash for a (very) rainy day has been a […]

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Competitive Online Bank Accounts

by Luke Landes

For those who read this blog — or, for that matter, any blog dealing with personal finance — there are no suprises in this article from CNN Money, Online savings accounts duke it out. The article discusses ING Direct and its newer rivals in the higher-interest online-only savings bank scene, Emigrant Direct and HSBC. An […]

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Current Checking and Savings Rates

by Luke Landes

The table containing the latest checking and savings account rates has moved. Please update your links.

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Money Clubs?

by Luke Landes

Marshall Loeb mentions the popularity of money clubs, akin to the investment clubs of the 1990s. Much like other sorts of support groups, money clubs offer the unique opportunity of belonging to a group of people with similar desires, who can encourage, inform and brow-beat you as needed. (This sounds very much like the community […]

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Bring In Da Noise, Bring In Da Lunch

by Luke Landes

For as long as I’ve been working here — nay, as long as I’ve been working — I’ve taken the easy, lazy way out by buying my lunch every day. Usually it’s from the cafeteria, but a filling and sometimes creative company lunch, even though subsidized, still costs more than six dollars. Eating at the […]

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Affluent Shop at Discount Stores

by Luke Landes

According to a new survey commissioned by Visa, high income earners, those with a household income of more than $125,000, are more likely to clip coupons and shop at discount stores than the general population. Also, ninety percent of those households think of themselves as middle-class or upper-middle-class rather than affluent. If being in the […]

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Delayed Deposits Cost 401k Retirement Account Holders

by Luke Landes

Jonathan Burton of CBS MarketWatch has pointed out that millions of dollars are lost by employees when their employer holds onto 401(k) funds after they are deducted from the paycheck. It works like this. On Friday, January 1, you receive your paycheck. 12 percent of your paycheck has been deducted before taxes and put aside. According […]

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Short-Term Savings

by Luke Landes

The Motley Fool on the importance of short-term savings. Having an easily accessible cash stash can prove to be one of the most important parts of your saving and investing strategy. Maintaining the liquidity of the equivalent of six-to-twelve months of your expenses means that if you run into an emergency, you don’t have to […]

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